We Are Committed to Safeguarding Customer Information
In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand
that you may be concerned about what we will do with such information – particularly any personal or f1nancial information. We
agree that you have a right to know how we will utilize the personal information you provide to us. Therefore, we have adopted
use the information we have obtained from any other source, such as information obtained from a public record or from another
person or entity.
Types of Information
Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include:
- Information we receive from you on applications, forms and in other communication to us,
whether in writing, in person, by telephone or any other means;
- Information about your transactions with us, or affiliated companies, or other; and
- Information we received from a consumer-reporting agency.
Use of Information
We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party.
Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or
service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the
period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality
control efforts or customer analysis. We may also provide all of the types of nonpublic personal information listed above to one
or more of our affiliated companies. Such affiliated companies include financial service providers, such as title insurers, property
and casualty insurers, and trust and investment advisory companies, our companies involved in real estate services, such as
appraisal companies, home warranty companies, and escrow companies. Furthermore, we may also provide all the information
we collect, as described above to companies that perform marketing services on our behalf, on behalf of our affiliated companies,
or the other financial institutions with whom we or our affiliated companies have joint marketing agreements.
Confidentiality and Security
We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to
nonpublic personal information about you to those individuals and entities who need to know that information to provide products
or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will
safeguards that comply with federal regulations to guard your nonpublic personal information.